{"id":33323,"date":"2026-01-06T17:01:10","date_gmt":"2026-01-06T09:01:10","guid":{"rendered":"https:\/\/epena.com.my\/?p=33323"},"modified":"2026-01-06T17:01:11","modified_gmt":"2026-01-06T09:01:11","slug":"sulam-upsi-perkasa-literasi-kewangan-melalui-kandungan-digital-kreatif","status":"publish","type":"post","link":"https:\/\/epena.com.my\/index.php\/2026\/01\/06\/sulam-upsi-perkasa-literasi-kewangan-melalui-kandungan-digital-kreatif\/","title":{"rendered":"SULAM UPSI Perkasa Literasi Kewangan Melalui Kandungan Digital Kreatif"},"content":{"rendered":"\n<p>Oleh: Shazleeyana Sukri, Atikah Ismail, Tiong Hoo Siong &amp; Haikal Yazid<\/p>\n\n\n\n<p><strong>Tanjong Malim, 3 Januari 2026<\/strong> \u2013 Kursus Matematik Kewangan Kumpulan D, Fakulti Sains dan Matematik (FSM), Universiti Pendidikan Sultan Idris (UPSI) berjaya melaksanakan program <em>Service Learning Malaysia\u2013University for Society<\/em> (SULAM) bertemakan \u201cUrus Wang Anda dengan Baik\u201d, yang memfokuskan kepada advokasi literasi kewangan melalui pendekatan digital.<\/p>\n\n\n\n<p>Program ini menyaksikan penglibatan aktif mahasiswa Matematik Kewangan Kumpulan D dalam merancang kandungan, menghasilkan video serta membangunkan infografik berkaitan isu kewangan semasa sebelum dikongsikan menerusi platform media sosial seperti TikTok dan Instagram. Pendekatan ini bertujuan menyampaikan mesej kewangan secara kreatif, mudah difahami dan dekat dengan sasaran golongan muda.<\/p>\n\n\n\n<p>Di bawah bimbingan Pensyarah Kursus Matematik Kewangan, Profesor Madya Dr. Nurul Akmal Mohamed, mahasiswa diberi pendedahan secara langsung dalam penghasilan kandungan digital yang menggabungkan elemen komunikasi, teknologi dan literasi kewangan. Inisiatif ini bukan sahaja mengaplikasikan pengetahuan teori yang dipelajari di dalam bilik kuliah, malah memanfaatkan platform digital sebagai medium advokasi yang berkesan kepada komuniti kampus dan masyarakat setempat.<\/p>\n\n\n\n<p>Program SULAM ini melibatkan empat subkumpulan dengan fokus tajuk berbeza, namun berkongsi matlamat yang sama iaitu mempromosikan amalan pengurusan kewangan yang bijak melalui media digital.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"728\" src=\"https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture1-2-1024x728.jpg\" alt=\"\" class=\"wp-image-33324\" srcset=\"https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture1-2-1024x728.jpg 1024w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture1-2-300x213.jpg 300w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture1-2-768x546.jpg 768w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture1-2-1536x1093.jpg 1536w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture1-2-600x427.jpg 600w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture1-2.jpg 1562w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Subkumpulan D1 menumpukan kepada isu <em>Buy Now, Pay Later<\/em> (BNPL) dengan menghasilkan video dan infografik bagi meningkatkan kesedaran pelajar UPSI terhadap risiko penggunaan BNPL, termasuk caj tersembunyi, di samping memperkenalkan konsep Matematik Kewangan seperti Faedah Ringkas (<em>Simple Interest<\/em>) dan Jumlah Ringkas (<em>Simple Amount<\/em>).<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-2 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-1 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"690\" height=\"1005\" src=\"https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture2-1.png\" alt=\"\" class=\"wp-image-33327\" srcset=\"https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture2-1.png 690w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture2-1-206x300.png 206w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture2-1-600x874.png 600w\" sizes=\"(max-width: 690px) 100vw, 690px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"1024\" src=\"https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture4-724x1024.png\" alt=\"\" class=\"wp-image-33328\" srcset=\"https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture4-724x1024.png 724w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture4-212x300.png 212w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture4-768x1086.png 768w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture4-1086x1536.png 1086w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture4-600x849.png 600w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture4.png 1414w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"724\" height=\"1024\" src=\"https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture6-724x1024.jpg\" alt=\"\" class=\"wp-image-33329\" srcset=\"https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture6-724x1024.jpg 724w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture6-212x300.jpg 212w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture6-768x1086.jpg 768w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture6-600x849.jpg 600w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture6.jpg 905w\" sizes=\"(max-width: 724px) 100vw, 724px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-layout-3 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"690\" src=\"https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture3-2-1024x690.png\" alt=\"\" class=\"wp-image-33330\" srcset=\"https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture3-2-1024x690.png 1024w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture3-2-300x202.png 300w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture3-2-768x517.png 768w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture3-2-600x404.png 600w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture3-2.png 1094w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"698\" src=\"https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture5-1024x698.png\" alt=\"\" class=\"wp-image-33331\" srcset=\"https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture5-1024x698.png 1024w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture5-300x204.png 300w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture5-768x523.png 768w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture5-600x409.png 600w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture5.png 1321w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"483\" src=\"https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture7-1024x483.png\" alt=\"\" class=\"wp-image-33332\" srcset=\"https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture7-1024x483.png 1024w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture7-300x141.png 300w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture7-768x362.png 768w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture7-1536x724.png 1536w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture7-600x283.png 600w, https:\/\/epena.com.my\/wp-content\/uploads\/2026\/01\/Picture7.png 1919w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n<\/div>\n\n\n\n<p>Subkumpulan D2 pula memfokuskan kepada pelaburan bijak dengan menekankan kepentingan memahami konsep asas pelaburan serta penggunaan laman web berkaitan pelaburan melalui media sosial. Usaha ini bertujuan membantu pelajar membuat keputusan pelaburan yang lebih berinformasi dan berhemah.<\/p>\n\n\n\n<p>Sementara itu, subkumpulan D3 mengetengahkan kepentingan tabungan dan pelaburan dengan memperkenalkan konsep asas pelaburan, faedah dan risiko, serta pilihan pelaburan popular di Malaysia seperti Amanah Saham Bumiputera (ASB), Tabung Haji dan emas. Kandungan ini disampaikan bagi membimbing penonton membuat pilihan kewangan yang lebih bijak.<\/p>\n\n\n\n<p>Subkumpulan D4 pula memberi tumpuan kepada pengurusan kewangan harian dengan menekankan amalan pengurusan kewangan secara sistematik dan berdisiplin. Inisiatif ini bertujuan meningkatkan kesedaran pelajar terhadap kepentingan kestabilan kewangan bagi mencapai keseimbangan hidup.<\/p>\n\n\n\n<p>Secara keseluruhan, pelaksanaan program SULAM ini bukan sahaja memperkukuh pengetahuan akademik mahasiswa, malah membina kemahiran insaniah termasuk kemahiran interpersonal, intrapersonal serta teknologi maklumat dan komunikasi (ICT) melalui kerja berpasukan dan pengalaman pembelajaran secara praktikal.<\/p>\n\n\n\n<p>Penghasilan video pendek dan infografik yang kreatif oleh setiap subkumpulan jelas membuktikan keberkesanan advokasi digital dalam mempromosikan literasi kewangan dalam kalangan mahasiswa, sekali gus membentuk tabiat kewangan yang bertanggungjawab demi kesejahteraan masa depan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Oleh: Shazleeyana Sukri, Atikah Ismail, Tiong Hoo Siong &amp; Haikal Yazid Tanjong Malim, 3 Januari 2026 \u2013 Kursus Matematik Kewangan Kumpulan D, Fakulti Sains dan Matematik (FSM), Universiti Pendidikan Sultan Idris (UPSI) berjaya melaksanakan program Service Learning Malaysia\u2013University for Society (SULAM) bertemakan \u201cUrus Wang Anda dengan Baik\u201d, yang memfokuskan kepada advokasi literasi kewangan melalui pendekatan [&hellip;]<\/p>\n","protected":false},"author":7,"featured_media":33333,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[71,121],"tags":[],"_links":{"self":[{"href":"https:\/\/epena.com.my\/index.php\/wp-json\/wp\/v2\/posts\/33323"}],"collection":[{"href":"https:\/\/epena.com.my\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/epena.com.my\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/epena.com.my\/index.php\/wp-json\/wp\/v2\/users\/7"}],"replies":[{"embeddable":true,"href":"https:\/\/epena.com.my\/index.php\/wp-json\/wp\/v2\/comments?post=33323"}],"version-history":[{"count":1,"href":"https:\/\/epena.com.my\/index.php\/wp-json\/wp\/v2\/posts\/33323\/revisions"}],"predecessor-version":[{"id":33334,"href":"https:\/\/epena.com.my\/index.php\/wp-json\/wp\/v2\/posts\/33323\/revisions\/33334"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/epena.com.my\/index.php\/wp-json\/wp\/v2\/media\/33333"}],"wp:attachment":[{"href":"https:\/\/epena.com.my\/index.php\/wp-json\/wp\/v2\/media?parent=33323"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/epena.com.my\/index.php\/wp-json\/wp\/v2\/categories?post=33323"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/epena.com.my\/index.php\/wp-json\/wp\/v2\/tags?post=33323"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}